The The Insurance Regulatory and Development Authority of India (IRDAI) has committed to enabling ‘Insurance for All’ by 2047, where every citizen has appropriate life, health, and property insurance coverage and every enterprise is supported by appropriate insurance solutions and also to make Indian insurance sector globally attractive.
To attain this objective, the reform agenda taken up by IRDAI derives inspiration from the Government of India’s vision of financial inclusion and strong emphasis on accelerating reforms. The focus of IRDAI is to strengthen the three pillars of the entire insurance ecosystem viz. insurance customers (policyholders), insurance providers (insurers) and insurance distributers (intermediaries)by
•!• Making available right products to right customers;
•!• Creating robust grievance redressal mechanism;
•!• Facilitating easeof doing business in theinsurancesector;
•!• Ensuring the regulatory architecture is aligned with the market dynamics;
•!• Boosting innovation, competition and distribution efficiencies while mainstreaming technology and moving towards principle based regulatory regime.
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