Jago Grahak Jago

Edit Template

IRDAI directs insurers to speed up claims following the recent floods

Sep 05,2024 Hyderabad: In the wake of the devastation unleashed by the recent floods in Telangana and Andhra Pradesh, insurance regulator, Insurance Regulatory and Development Authority of India (IRDAI) has issued detailed instructions to all insurance companies to ensure that claims arising out of the loss of life, property, businesses, and infrastructure are settled speedily. In a circular issued on Wednesday, IRDAI has directed all insurers to mobilise all their resources, including outsourced functions such as surveyors, loss adjustors, and investigators, to ensure immediate service response so that all the claims are surveyed immediately and payments are disbursed at the earliest. It also said that in cases of claims involving loss of life, where the flood-affected are facing difficulties in getting death certificates due to the inability to recover the dead body, it has instructed insurers to consider claims without insisting on a death certificate if the details of the insured match with the details of the deceased published by the appropriate govt authorities. As part of efforts to expedite claims settlements, all insurance companies have been instructed to nominate a senior executive to act as a nodal claims officer to oversee the claims response. Companies have also been instructed to inform the chief secretaries of the respective states about their appointment. However, districts reporting a large number of claims can be overseen by a designated district claims service head, the insurance watchdog said. “Special claims desks at the district level with adequate delegated claims settlement authorities are recommended to be set up for affected areas to facilitate speedy processing of claims and settlements, including the release of on-account interim payments to assist early reinstatement Of property and businesses,” the IRDAI circular said. IRDAI has directed insurers to immediately engage an adequate number of surveyors and loss adjustors and, if need be, also deploy such resources from neighbouring states. To ensure the final settlement process is expedited, IRDAI has directed insurers to review and streamline claims processing by ensuring they ask only for documentation that is necessary to substantiate the claim quantum. Source: Times of India

IRDAI directs insurers to speed up claims following the recent floods Read More »

Government to launch ‘repairability index’ for electronics by December

Aug 29, 2024 NEW DELHI: Govt will launch a ‘repairability index’ for mobile phones and electronic products by Dec, a move that will help consumers make informed decisions before purchasing them. The initiative aims to address the growing e-waste problem and encourage manufacturers to produce more easily repairable items. Speaking at a workshop on ‘Right to Repair Framework’ organised by the govt, Union consumer affairs secretary Nidhi Khare said after the roll out of the index, the department will come up with a regulatory framework as well. “As India emerges as the third largest economy in the world, we should have a vibrant and tech-savvy repair system,” she said. Top industry players attended the meeting and supported the govt’s move. The ‘repairability index’ is a display or information that manufacturers will have to put on electrical and electronic equipment to inform about their repairability. Sources said once the regulatory framework is notified, manufacturers in India will have to mandatorily display them like in France. The proposed index will rate products on criteria including availability of technical documents, ease of disassembly, spare parts availability and pricing of spare parts. It will assess various elements that determine how easily a product can be repaired and thereby ultimately promoting a circular economy and reducing e-waste. Officials said the repairability index would score products on a scale of 1 to 5. The lowest score of I will be given to products that have increased risk of getting damaged and require dismantling of multiple components to access a single part. Products that offer a compromise, making some components easily accessible while others requiring more complex disassembly will get the score of 3 while items that are easy to repair as they allow direct access to parts like battery or display without unnecessary removal of other components will get the maximum score of 5. In an official statement, the consumer affairs department said that the workshop was aimed at establishing a consensus among industry stakeholders on “key parameters for accessing and evaluating repairability index” besides promoting longevity in product design, and democratising repair information to enhance consumer experiences in reusing the mobile and electronics products they own. HCL Technologies founder Ajai Chowdhry called for legislation to drive the change. “Today, most products are not repairable. We need to design products which can be repaired… Unless we create a law, things will not change,” he said. The govt has launched a SRight to Repair’ portal, with 63 companies onboard, including 23 from the mobile and electronics sector. India is the third largest electronic waste producer globally after China and the US. Source: TOI

Government to launch ‘repairability index’ for electronics by December Read More »

CCPA slaps Rs 5 lakh fine on Shankar IAS Academy for misleading ads

Sep 10,2024 The Central Consumer Protection Authority (CCPA) has imposed a Rs 5,00,000 fine on Shankar IAS Academy for misleading advertisements related to the 2022 civil service exam, the regulator said on Sunday. The CCPA, led by Chief Commissioner Nidhi Khare, found that the coaching institute made false claims about its success rate and the nature of courses taken by successful candidates. In its advertisement for the 2022 UPSC Civil Service exam, Shankar IAS Academy claimed “336 selections out of 933 at All India Level”, “40 candidates in Top 100”, and “2 candidates have cleared from Tamil Nadu, of which 37 studied at Shankar IAS Academy”. The institute also advertised itself as the “Best IAS Academy in India”. However, the CCPA discovered that Shankar IAS Academy “deliberately concealed” information about the specific courses taken by the successful candidates it advertised for. “This practice consequently attracts consumers into buying paid courses advertised by the coaching institutes,” the CCPA said in a statement. The regulator’s investigation revealed that out of 336 claimed successful candidates, 221 had only taken a free interview guidance program, while others participated in various short-term or specific exam components rather than full courses, it said. The academy also claimed credit for candidates who purchased preliminary exam courses after the 2022 exam had already taken place, likely in preparation for the following year’s test. The CCPA highlighted that over 1 million candidates apply for the prestigious civil services exam annually, making UPSC aspirants a vulnerable consumer class. This action comes as part of a broader crackdown on misleading advertisements by coaching institutes, with the CCPA issuing notices to numerous organisations for similar practices. The regulator emphasised the importance of transparent information about courses taken by successful candidates, enabling consumers to make informed choices when selecting coaching programs. Source: Business Standard

CCPA slaps Rs 5 lakh fine on Shankar IAS Academy for misleading ads Read More »

Online Frauds: How To Protect Yourself by Setting Transaction Limits

Sep 10,2024 Here is a simple way to protect the bulk of your money if you fall victim to an online scam. You can do it by setting transaction limits on your cards and online banking transactions by evaluating your financial needs on a one-time basis. It will ensure that the amount of money withdrawn from your bank account or on your credit card is only within the limit set by you Fraudsters usually work at luring people to part with their identification details required for fulfilling know-your-customer (KYC) requirements. They also con you into sharing one-time passwords (OTP) through scam calls, or worse, take control of your screen. Basically, fraudsters aim to get all information required to misuse credit or debit cards by luring people to part with details. They do this by frightening people by masquerading as bank officers and threatening to block accounts or credit or debit cards for want of KYC information and then offer to guide them online to comply with the requirements. This is when they dupe people into parting with information that allows them to log into net banking accounts or even share OTPs. How many of us know that limits set for our debit and credit cards and online transactions play a vital role in deciding how much money can be siphoned out of our accounts by fraudsters? The higher the limit, the higher the loss. Let us now understand various limits that can be set. You can set two types of limits: first, on the number of transactions, and second, the amount or size of a transaction.  The first allows you to set the total number of transactions per day based on your usage – for instance, it can be four transactions per day on your debit card.  The second option allows you to set the maximum amount that can be withdrawn or transferred from your card or account daily. Again, this depends on your personal spending pattern. You can set it up at anywhere between Rs25,000 to Rs1 lakh per day. Ideally, you should cap your overall transaction amount at a little higher than your usual payment requirements to provide for unforeseen contingencies.  These limits are not independent but integrated with one another. So, if you have set your limits at Rs1 lakh and four transactions, you can make four transactions of Rs25,000 each or a single transaction of Rs1 lakh or any such combination on any given day. Online banking software also allows us to set further limits and sub-limits also.  To elaborate, if I want to transfer a certain amount to Mr XYZ online – say in a unified payment interface (UPI) or net banking transaction, I can add him as a beneficiary and go on to define whether I want to make a one-time payment to him or plan on a recurring transaction with a cap on the maximum limit of amount that can be transferred.  This is ideal for making payments directly into the accounts of domestic help or transferring allowances to children, parents or dependents who may live in another city or for subscription payments like newspapers, etc.  The same applies to debit and credit cards also. If you have a good credit score and monthly income, banks will try and lure you with a premium card or a gold or platinum card with significantly higher spending limits. While this is flattering, it also exposes you to a higher risk if you are a victim of fraud. So, it is ideal to set your limits based on your spending patterns and will usually be much lower than the default limits set by your card issuer or bank. Most banks allow you to set default limits online. Some banks even facilitate setting a time slot during which no online banking transaction can take place. For example, if my routine starts at 9 in the morning and ends at 10 at night, I can set the time slot for ‘no online banking’ from 9.30pm to 9.30am, ensuring that your card simply cannot be misused while you are sleeping.  Please check the various limits available to you and make it a point to re-set them as a one-time exercise to protect yourself and limit losses in case you become the victim of fraud.  Please note that this is an overall concept and may differ from bank to bank, so you may like to contact your bank for help with the specific features on offer for you.   Needless to add, this is not a guarantee against fraud because fraudsters are ingenious and always find new tricks to dupe people. The transaction limits circumscribe potential losses and establish you as a prudent customer when fighting for redress if the need should arise. Source: Money Life

Online Frauds: How To Protect Yourself by Setting Transaction Limits Read More »

Revised GMP norms for small drug firms to be issued soon; to be effective December

August 29,2024 New Delhi: The government will shortly notify a revised version of good manufacturing practices (GMP), at par with the World Health Organization (WHO) standards, for small pharmaceutical companies with an annual turnover of less than ₹250 crore. Companies with an annual revenue of up to ₹250 crore fall under the micro, small, and medium enterprises (MSMEs) category. As part of the government’s guidelines, which were announced in July 2023 and notified in December, drugmakers with an annual turnover of more than ₹250 crore were to compulsorily follow GMP within six months, while those with a turnover of less than ₹250 crore were supposed to do so over a 12-month period. “Already GMP is applicable for bigger companies that have annual turnover of ₹250 crore or above. The government notified the GMP guidelines last year on 28 December. However, smaller firms were given time for one year to create an enabling environment to comply with GMP rules. A revised version of the GMP at par with WHO standards is in the works and will shortly be notified to be effective from December onwards,” a government official aware of the matter said. The government is also doing risk-based assessment of these bigger companies to check whether GMP is being followed, and suitable action is being taken against errant companies, the official said on the condition of anonymity. Queries sent to a health ministry spokesperson remained unanswered till press time. Earlier this month, Union health minister J.P. Nadda said in parliament that more than 300 measures, including show-cause notices, production-halt order, suspension, cancellation of licences /product licences etc., were ordered based on the risk-based assessment of the drug firms by the state licensing authorities and Central Drugs Standard Control Organisation (CDSCO) under the provisions of the Drugs Rules 1945. Last year, the Centre revised Schedule M of the Drugs and Cosmetics Rules, 1945, which prescribes good manufacturing practices, or GMP standards for drug firms. GMP is a set of mandatory guidelines for pharmaceutical companies to maintain the quality of products by way of controlling the quality of raw materials, methods, machines, processes, personnel, facility and environment, among other things, used in the manufacture of pharmaceutical items. This revision of Schedule M was done in view of allegations of contaminated cough syrups manufactured by Indian firms that were allegedly linked to deaths of children in developing countries, including 66 in Gambia and 68 in Uzbekistan in 2022. The GMP compliance would secure India’s image as the pharmacy of the world and bring the country’s drug manufacturing capability at par with global standards, especially those issued by the WHO. Moreover, this would ensure the production of globally-acceptable quality of drugs. Mint recently reported about the Drugs Controller General of India (DCGI) considering issuing and renewing licences only to those pharmaceutical firms that can prove they follow GMP. There are around 10,500 drug manufacturing units in India, of which around 8,500 fall under the MSME category. “We are educating our member companies on the GMP guidelines and how to work on it. Workshops are being created on the same. However, one year’s time was a very a little period to do such a mammoth task. It is easier to start a new factory than to upgrade the existing one and this activity consumes a lot of time. We have submitted our request to the Union health minister and Drugs Controller General of India to extend our deadline,” said Harish Jain, president, Federation of Organizations of Pharmaceutical Entrepreneurs (FOPE), an association of MSME drug firms. Source: Livemint

Revised GMP norms for small drug firms to be issued soon; to be effective December Read More »

Special medical stores to be opened in every tehsil for AYUSH medicines: Union Minister

August 27,2024 New Delhi: Union Minister Prataprao Jadhav on Monday said special medical stores will be opened in every tehsil of the country to ensure adequate availability of AYUSH medicines. The Union AYUSH Minister also said the government is mulling on ways to ensure Ayurvedic medicines based on traditional knowledge get due recognition. “Only a few AYUSH medicines are available in common medical stores, due to which patients and doctors prescribing these medicines face problems. The government wants to ensure AYUSH drugs come into the market in abundance after research. These medicines should be available everywhere. For this, we are trying to open at least one special medical store of AYUSH medicines in every tehsil of the country,” he said. AYUSH hospitals are also being opened at the tehsil level, said the minister, who also visited medical institutes in Indore, Dewas and Ujjain and reviewed facilities there. Source: Healthworld

Special medical stores to be opened in every tehsil for AYUSH medicines: Union Minister Read More »

Viruses can work where antibiotics don’t: New research tells us more about how they fight bacteria

August 26,2024 As the globe faces a rise in antibiotic-resistant bacteria – making traditional antibiotics ineffective – specific viruses could offer a solution. Viruses called bacterio phages, or phages, target bacteria but can’t infect humans or other higher organisms. Phages inject their DNA into the bacterial cell, multiply to large numbers using the resources of the host, and then burst out to infect more bacteria in the vicinity. Essentially, they are a naturally occurring, self-replicating and specific antibiotic. Discovered more than 100 years ago, their use against bacteria was largely sidelined in favour of antibiotics. Our new research looked at one particular protein used by phages to bypass the natural defences of bacteria. We found this protein has an essential control function by binding to DNA and RNA. This increased understanding is an important step towards using phages against bacterial pathogens in human health or agriculture. Bacterial defence systems There are hurdles to using phages to target bacteria. Much like our bodies have immune mechanisms to fight off viruses, bacteria have also evolved defences against phage infections. One such defence are “clustered regularly interspaced short palindromic repeats”, or CRISPR, now better known for its applications in medicine and biotechnology. CRISPR systems in general act as “molecular scissors” by cutting DNA into pieces, be it in a lab-based setting or, in nature, inside a bacterium to destroy a phage. Imagine wanting to use a phage against an antibiotic-resistant bacterial infection. The only thing standing in the way of that phage killing the bacteria and eradicating the infection might be the bacterium’s CRISPR defence which renders the phages useless as an antimicrobial. That’s where knowing as much as possible about phage counter-defences becomes important. We are investigating so-called anti-CRISPRs: proteins or other molecules that phages use to inhibit CRISPR. A bacterium that has CRISPR might be able to stop a phage from infecting. But if the phage has the right anti-CRISPR, it can neutralise this defence and kill the bacterium regardless. The importance of anti-CRISPRs Our recent research focused on how an anti-CRISPR response is controlled. When faced with a powerful CRISPR defence, phages want to automatically produce large amounts of anti-CRISPR to increase the chance of inhibiting CRISPR immunity. But excessive production of anti-CRISPR prevents the replication of the phage and is ultimately toxic. This is why control is important. To achieve this control, phages have another protein in their toolbox: an anti-CRISPR-associated (or Aca) protein that frequently occurs alongside the anti-CRISPRs themselves. Aca proteins act as regulators of the phage’s counter-defence. They make sure the initial burst of anti-CRISPR production that inactivates CRISPR is then rapidly dampened to low levels. That way, the phage can allocate energy to where it is most needed: its replication and, eventually, release from the cell. We found this regulation occurs at multiple levels. For any protein to be produced, the gene sequence in the DNA first needs to be transcribed into a messenger-RNA. This is then decoded, or translated, into a protein. Many regulatory proteins function by inhibiting the first step (transcription into messenger-RNA), some others inhibit the second (translation into protein). Either way, the regulator often acts as a “road block” of sorts, binding to DNA or RNA. Intriguingly and unexpectedly, the Aca protein we investigated does both – even though its structure would suggest it is merely a transcriptional regulator (a protein that regulates the conversion of DNA to RNA), very similar to ones that have been investigated for decades. We also examined why this extra-tight control at two levels is necessary. Again, it seems to be all about the dosage of the anti-CRISPRs, especially as the phage replicates its DNA in the bacterial cell. This replication will invariably lead to the production of messenger-RNAs even in the presence of transcriptional control. Source: Healthworld

Viruses can work where antibiotics don’t: New research tells us more about how they fight bacteria Read More »

Affordable TB testing technology developed by ICMR’s regional centre

August 26,2024 New Delhi: An affordable tuberculosis testing technology that can detect the disease using a patient’s sputum for just Rs 35 has been developed by apex medical research body ICMR’s regional centre in Assam’s Dibrugarh. The ‘A CRISPR case-based TB detection system ‘ is light, portable and involves three steps of testing. Over 1,500 samples can be tested in one single run in around two-and-half hours, ICMR sources said. Conventional diagnostic techniques for TB commonly rely on culture, which requires 42 days to confirm as TB negative, microscopy, and nucleic acid-based methods. These are also time-consuming and may require sophisticated equipment. An official said, “Tuberculosis (TB) remains a global health challenge, necessitating the development of accurate and rapid diagnostic tools for effective disease management. Current diagnostic methods often exhibit limitations in terms of sensitivity, specificity, speed and cost, emphasising the need for innovative approaches”. Additionally, some molecular diagnostic methods, while offering improved sensitivity, may lack the desired specificity or face challenges associated with cost and ease of handling. “Considering these problems, the CRISPR-Cas12a-based molecular diagnostic system ‘GlowTBPCRKit’ coupled with an amplification step (using thermal cycler) and the ‘ RapidGlow device ‘ provides a promising solution,” the official said. The Indian Council of Medical Research (ICMR) has now invited Expression of Interest (EoI) from eligible organisations, companies, manufacturers for undertaking ‘Transfer of Technology’ for commercialisation of the ‘A CRISPR case-based TB detection system’ for the detection of Mycobacterium tuberculosis. The ICMR-RMRCNE institute will provide expert guidance and technical support for the production of ‘A CRISPR Cas based TB detection system’ in all phases. Such technical oversight by the institute would accelerate the development of the product and its commercialisation. The ICMR would also provide technical support through its team of experienced scientists in study, planning, product development, development of study protocol, results or data analysis, outcome assessment, safety and efficacy assessment, product improvement, etc., if deemed fit upon the mutual understanding between ICMR and collaborative company. The apex health research body through its institutes would provide support and facilitation to conduct the research and development or clinical study of new technology or product in India through its affiliates or institutes, in collaboration with the company and institutions in a professional and mutually agreed upon manner and timelines. Source: Healthworld

Affordable TB testing technology developed by ICMR’s regional centre Read More »

CDSCO declares 70 drugs tested in July as NSQs

August 24,2024 The Central Drugs Standard Control Organisation (CDSCO) has released a list of 70 drug samples declared as Not of Standard Quality (NSQ), with samples of drugs labelled as manufactured by some of the major companies failing the quality test. The State drug regulators have reported 13 NSQs to the CDSCO in the prescribed format, while CDSCO released the list of 57 NSQs during the month. During July also a large number of States and Union Territories did not submit any data related to NSQ alert to the CDSCO, it reported. The list of drugs failed the quality test by the CDSCO and Central Laboratories during the month of July include samples of budesonide nebuliser suspension BP (Budecort Respules) and tamsulosin and dutasteride tablets (Urimax-D) labelled as manufactured by Cipla Ltd, amoxycillin and potassium clavulanate tablets IP (Pressclav625) labelled as manufactured by Aurobindo Pharma, and carboplatin USP labelled as manufactured by Hetero Labs. Samples of compound sodium lactate injection (Ringers Lactate Solution for Injection) labelled as manufactured by public sector enterprise Hindustan Antibiotics Ltd, and ofloxacin and ornidazole tablets and paracetamol tablets IP 650 mg labelled as manufactured by Karnataka Antibiotics and Pharmaceuticals Ltd were also declared as NSQs by the CDSCO. Even though the labels claim major companies as manufacturers of these failed products, in the past some of these companies have informed the regulator that the samples were not manufactured by them and are spurious drugs. The list of drug samples declared as NSQ by the state laboratories include new improved gentle daily care natural protein shampoo labelled as manufactured by Himalaya Wellness Company, and several drugs supplied by Kerala Medical Services Corporation, among others. State Drugs Licensing Authorities of Andhra Pradesh, Arunachal Pradesh, Assam, Bihar, Chhattisgarh, Goa, Gujarat, Haryana, Himachal Pradesh, Manipur, Rajasthan, Meghalaya, Mizoram, Nagaland, Odisha, Punjab, Sikkim, Tamil Nadu, Telangana, Uttarakhand, West Bengal have not submitted any data in respect of the Not of Standard Quality (NSQ) Alert for the Month of July, 2024 as per DCG(I) Circular dated February 9, 2024, said the CDSCO. The Union Territories which failed to submit the data include Delhi, Pondicherry, Andaman & Nicobar, Dadar and Nagar Haveli; Daman and Diu, Lakshadweep. Besides, NSQ data was not received as per the format in Excel sheet prescribed by the DCGI’s circular from the State Drugs Licensing Authorities of Karnataka and Jharkhand for the month of July, 2024. It may be noted that the CDSCO has changed its data releasing format related to NSQs for the public, from the month of May, and started publishing the names of States and Union Territories which are not submitting the monthly data on NSQ to the Central drug regulator in the stipulated format within the time limit. Interestingly, the CDSCO also stopped publishing the drugs which are suspected or reported as spurious, while the data was part of its earlier data format. The 63rd Drugs Consultative Committee (DCC) meeting held at the end of January sought the State drug regulators to submit data related to NSQs and spurious drugs on a monthly basis. The committee also mooted preparing a list of manufacturers who repeatedly produce NSQ drugs and black list them. The Committee also noted that only a few states are sharing the NSQ data with the central authority on a monthly basis and called for all the States to share the data periodically and in a timed manner for publication on the website. During the meeting, the Central drug regulator sensitised all the States to look into the matter regarding any difficulties and to send the NSQ data periodically and in a timely manner, so that the information can be compiled and published on the website for the attention of all the stakeholders. Source: Pharmabiz

CDSCO declares 70 drugs tested in July as NSQs Read More »

All Indian salt and sugar brands have microplastics: Study

August 13, 2024 NEW DELHI: All Indian salt and sugar brands, whether big or small, packaged or unpackaged, contain microplastics, according to a study published on Tuesday. The study, “Microplastics in Salt and Sugar” and conducted by the environmental research organisation Toxics Link, tested 10 types of salt — including table salt, rock salt, sea salt and local raw salt — and five types of sugar purchased from both online and local markets. The study revealed the presence of microplastics in all salt and sugar samples, in various forms, including fibre, pellets, films and fragments. The size of these microplastics ranged from 0.1 mm to 5 mm. The highest levels of microplastics were found in iodised salt, in the form of multi-coloured thin fibre and films. Toxics Link founder-director Ravi Agarwal said, “The objective of our study was to contribute to the existing scientific database on microplastics so that the global plastic treaty can address this issue in a concrete and focused manner.” “We also aim to trigger policy action and attract researchers’ attention to potential technological interventions that could reduce exposure risks to microplastics.” Toxics Link associate director Satish Sinha added, “Our study’s finding of substantial amounts of microplastics in all salt and sugar samples is concerning and calls for urgent, comprehensive research into the long-term health impacts of microplastics on human health.” The concentration of microplastics in the salt samples ranged from 6.71 to 89.15 pieces per kilogramme of dry weight, the report said. Iodised salt had the highest concentration of microplastics (89.15 pieces per kilogramme) while organic rock salt had the lowest (6.70 pieces per kilogramme), according to the study. In sugar samples, the concentration of microplastics ranged from 11.85 to 68.25 pieces per kilogramme, with the highest concentration found in non-organic sugar. Microplastics are a growing global concern because they can harm both health and the environment. These tiny plastic particles can enter the human body through food, water and air. Recent research has found microplastics in human organs such as the lungs, heart, and even in breast milk and unborn babies. Previous studies found that the average Indian consumes 10.98 grams of salt and around 10 spoons of sugar every day — much higher than the World Health Organization’s recommended limits. Amid a sea of skincare products brimming with harsh actives and exfoliating acids, I found something that embraces a different path. The face serum by Molecule53 boasts a peptide-first approach. Unlike aggressive acids—found in almost all serums today—peptides work harmoniously with your skin, encouraging natural renewal processes without causing undue stress or irritation. The packaging is simple and non-fancy. So is the serum—a colourless, odourless solution. It is straightforward and means business. I used it for a month and was impressed with the result. There were fewer fine lines and the skin appeared a tad tighter. It’s one of the best products I have tried of late which successfully address anti-ageing. Use it at bedtime just before applying an under-eye gel and hydrating moisturiser. During the daytime, wear it underneath the sunscreen. The non-sticky formula keeps the skin clear of breakouts and acne. Brownie points for being vegan! Source: Indian Express

All Indian salt and sugar brands have microplastics: Study Read More »